Buying a new home is a source of anxiety and frustration, but at the same time, is a great sense of pride and a feeling of accomplishment. Trust the professionals at Northeast Funding Services to help you find a mortgage loan that fits your needs. More attention is focused on you, while the paper work involved is diminished, so your experiences can truly be “Frustration Free”.
Should you speak to a mortgage professional before looking for a house?
Sure, its a great idea! Even if you have not yet found any houses to visit, its beneficial to consult with your mortgage professional ahead of time.
When you are pre-qualified, it will help you to decide on a monthly payment that fits your budget and the amount that Northeast Funding Services can loan you. This is calculated by taking into consideration your income, employment, debt, residence situations and the available funds for a down payment and required reserves. We work hard to keep the paperwork to a minimum and to move things along in an efficient manner.
At this stage in the game, Northeast Funding Services will issue you a Pre-Qualification Letter. This states that we are working with you to establish the right loan for your needs, and that we have confidence that you qualify for a loan of a certain amount.
When you are ready to make an offer on a property, being pre-qualified will help you to know how much you can offer, and it will give the confidence to uphold it. To the seller of the property that you are interested in, being pre-qualified will let them know that you are serious, and have the finances to back up your offer. They know that you can make a deal with them immediately.
Simply fill out form below and one of our Mortgage Specialists will contact you within 24 hours, during normal business days.