When looking at different rates on the internet it is very easy to become mislead or confused. At Northeast Funding we would rather give you the most accurate rate based upon your personal circumstances and objectives. Mortgage Rates are changing on a daily if not hourly basis sometimes depending upon how the stock market and economy are doing both nationally and internationally. Rates also have various other factors that affect each individuals personal rate quote such as : Credit history, current equity or down payment, cash out or no cash out loans, single family vs. multi-family homes, as well as other significant factors It is important for us that you know how interest rates work so that you do not get misled by websites just trying to lure you in by quoting you interest rates that you may not qualify for. Please contact us by calling or emailing us.